wema
Internal Control Officer, E-Channels
Location: Lagos
Job Type: Full Time
Experience: 3 – 5 years
Qualification: BA/BSc/HND in Accounting, Finance, IT, or related field
Field: Banking
Job Overview:
Responsible for ensuring compliance and control over electronic transactions, revenue collections, and settlement processes on various e-channels (NIBSS, Mastercard, Interswitch, VISA, etc.) to prevent income leakage and fraud. Monitoring and reconciling electronic transactions, enforcing regulatory standards, and managing risks related to e-banking operations.
Key Responsibilities:
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Settlement & Reconciliation:
Daily remittance and reconciliation of transactions across platforms; resolving discrepancies promptly. -
Revenue Collection:
Monitoring applications like Pay-Direct, E-Pay; verifying collections and ensuring proper accounting entries. -
E-Banking & Online Transactions:
Review of platforms like WemaPay for compliance; monitoring salary, vendor, and pension payments; fraud risk mitigation. -
POS & ATM Operations:
Ensuring compliance with transaction policies; monitoring accuracy and resolving exceptions. -
Instant Card Issuance:
Reviewing card issuance for authorization and fraud prevention; managing inventory and fees. -
Security & Risk Management:
Overseeing transaction authorization controls; assessing risks and data security. -
Regulatory Compliance:
Ensuring adherence to CBN guidelines; generating reports for management and auditors.
Requirements:
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Bachelor’s Degree in Accounting, Finance, IT, or related field.
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3 to 5 years of experience in e-banking operations, internal control, or transaction monitoring.
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Professional certifications like CISA, ACA, ACCA, or CBN-related certifications preferred.
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Experience with banking reconciliation tools and financial transaction monitoring.
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Strong analytical, reporting, and problem-solving skills.
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Deep knowledge of electronic payment systems, settlement, and revenue reconciliation.