Credit Analyst

CRISIL Limited

CRISIL Global Research & Analytics (GR&A) is the largest and top-ranked provider of high end research and analytics services to the world’s leading commercial and investment banks, insurance companies, corporations, consulting firms, private equity firms and asset management firms. CRISIL GR&A operates from centres in Argentina, China, India and Poland, providing support across several time zones and in multiple languages to global organizations. It has deep expertise in the areas of equity and fixed income research (covering global economies, 150 global sectors and over 3000 global companies), credit analysis, exotic derivatives valuation, structured finance, risk modelling and management, actuarial analysis and business intelligence.

Key Responsibilities:

  • Assist global Credit Analyst(s) in cash flow analysis for Structured Finance securities.
  • Prepare cash-flow model for structured finance deals (viz., RMBS, ABS, CLOs, etc.) by comprehending structure/feature of the deal from offering documents, data update and scripting in proprietary platforms and testing the model output for different scenarios.
  • Regular testing and validation of models based on the most recent investor reports, statements published by issuers, servicers and revising the model to be in sync with expected outcome.
  • Build and maintain relationships with onshore Analysts and respective stakeholders.
  • Stay abreast with the latest developments in the structured finance market and understand/ be able to comment on their potential impact.
  • Adopt the defined processes in day-to-day execution of assignments and identify process improvement avenues that lead to value addition to work.
  • Ensure gained knowledge is retained and documented through operating manuals.

The ideal candidate should have solid understanding of:

  • Functioning of bank loans and cash flows from the loans
  • Capital markets and products especially fixed income securities/bonds
  • Financial Risk – credit risk, liquidity risk, market risk
  • Financial Ratios – Profitability, Liquidity, etc
  • Various macroeconomic factors and their impact on capital markets
  • Basics of Credit Ratings
  • English is a must

 

Desired but not mandatory:

  • Candidate having prior experience of working on Structured Finance (Securitized) products
  • Candidate with prior experience of working in a recognized credit rating agency
  • Completed / pursuing professional certifications like CFA / FRM

**Please upload your CV in English

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